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Home Ownership

“Assisting Persons with Disabilities to Purchase a Home of their Own” by Joe Wykowski, Housing Consultant

Individuals experiencing a disability desire to own a home for the same reasons most first time home buyers choose to own a home, safety, security, asset and the additional opportunity of creating long term accessibility options. Most barriers encountered to successful homeownership have been related to economic opportunity and not disability. In fact, the obstacles to purchasing a home for any first time homebuyer are the same for individuals experiencing a disability. Many of the same resources and approaches can be utilized to assist persons with a disability in purchasing a home. This booklet outlines some additional items you will find helpful during your counseling activity.

Homeownership for Individuals with Disabilities (HIDP) Program Highlights

The Homeownership for Individuals with Disabilities Program is offered through the Maryland Department of Housing and Community Development (DHCD) and is available statewide.

“USDA Rural Development Rural Housing Programs”

There are a number of different housing programs to assist lower income individuals and families, who do not have adequate housing. The programs are only available in rural areas, usually in towns of up to 10,000 population. USDA Rural Development can help people afford suitable apartments or to buy, repair, or build their own homes.

Housing & Mortgages for People with Disabilities

This guide has been created to help individuals living with disabilities, and their family members, in the process of buying a home of their own. Here you can learn more about the five important steps in buying a home and about financial assistance programs that are available for you living with disabilities, who want to buy a home.

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