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Insurance Guide | Question 6

In which state was your Employer Fully-Funded plan purchased?

Just because you live or work in Maryland does not mean your insurance plan was purchased in Maryland. Your employer may have its’ home office headquartered in another state in which case your health insurance policy may have been issued in that state and be subject to that state’s laws. Only plans purchased in Maryland are subject to Maryland law.

There are several ways to determine if your policy is regulated by Maryland law: review your Summary Plan Description and/or contact your employer benefits office, insurance carrier, or the Maryland Insurance Administration at 410-468-2000 or 800-492-6116.

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